Are you looking for ways to earn some extra cash without investing any money upfront?
Look no further than these top 10 money-earning apps that require no investment. From taking surveys to completing tasks, these apps offer a variety of ways to start earning money today.
10 Best Money-Earning Apps
Though there are several money-making apps available, I believe these ten are perfect for this list. Please keep in mind that for a few apps, you must first register on their official website before installing the app.
1. Swagbucks

Eligible countries: Several countries
Swagbucks can help you make additional money in a fun and easy way. You can earn points easily and quickly through various methods and redeem them for rewards.
Whether you’re completing surveys on the go or watching videos during your downtime, you can earn cashback on your online shopping and redeem your points for gift cards or even cash through PayPal. It’s a win-win situation!
Being a Swagbucks, I can say it is reliable and easy to use. I enjoy making some extra money with minimal effort.
The app keeps adding new ways to earn points, so you can always try something new and exciting. Try Swagbucks if you haven’t already. It’s worth it!
While signing up, enter REDDIT in the code section to receive 70 SB points for free.
2. Pinecone Research

Eligible countries: US, UK, Canada, Germany, and France
Pinecone Research is a well-known survey app that compensates users for participating in online surveys.
What sets it apart from other apps is its additional offering of product testing tasks, which gives even higher rewards.
By completing surveys, you can earn between 300 to 500 points ($3 to $5), and testing products can earn you 600 points ($6).
You can cash out your points for incentives like PayPal, Bank Transfers, and cheques once you reach 300 points.
It’s important to note that the initial payout must be redeemed via check before you can opt for other withdrawal methods.
3. InstaGC

Eligible countries: Several countries
The InstaGC app allows you to earn free gift cards by completing various tasks such as surveys, video watching, and so on.
Aside from online tasks, you can also earn points through point booster codes, referral programs, contests, and decimal pots.
The best thing is that you just need 100 points to claim your first payout, which is $1. The rewards include PayPal cash, Bitcoin, & several gift cards available based on your location.
Overall, InstaGC offers so many ways to earn points, making it an excellent app.
4. FeaturePoints

Eligible countries: Several countries
FeaturePoints is a fantastic platform for making money right from your phone. With a variety of engaging activities like surveys, games, and instant wins, anyone can earn rewards effortlessly.
The average earnings on FeaturePoints may vary depending on the tasks completed, but users can expect to earn gift cards or cash ranging from a few dollars to hundreds of dollars per month.
When it comes to payment, FeaturePoints offers multiple options such as PayPal cash, Bitcoin, or popular gift cards, ensuring convenient and flexible redemption methods for users.
So, start earning rewards and enjoying the benefits of FeaturePoints today!
5. Survey Junkie
Eligible countries: United States, Canada, and Australia
Survey Junkie is a popular app that pays users for completing online surveys. You can join for free and earn points by answering surveys about different topics like products and entertainment.
You can earn $0.25 to $1.00 for filling out the profile details, validating your email address, and installing their browser add-on (for desktop). Then you can complete surveys to earn between 200 to 350 points ($0.20 to $3.50), with each point worth one cent.
After collecting 500 points, users can exchange them for PayPal cash or Amazon and Target gift cards. Survey Junkie is a great way to earn money in your spare time without any investment required.
6. InboxDollars
Eligible countries: United States
InboxDollars provides an opportunity for anyone to earn rewards right from their phone through engaging surveys, games, instant wins, and more.
By participating in surveys, completing tasks, reading emails, and watching videos, users can accumulate earnings on the platform.
The typical earnings per activity range from a few cents to a few dollars, depending on time and effort.
When it comes to payment, users can receive their earnings through various modes, including checks, prepaid Visa cards, and e-Gift cards, providing flexibility and convenience in redeeming their rewards.
7. Sweatcoin
Eligible countries: Several countries
The Sweatcoin app allows you to get paid for walking and running by converting each step into Sweatcoin, a digital currency. In this case, 1,000 steps equal 0.95 sweatcoins.
You can use these coins to get cool stuff like iPhones, fancy shoes, Apple watches, cash through PayPal, and other things you want.
You can even use them to get discounts on certain products and free vacation tickets, although the requirements for the latter are higher. Additionally, you can earn up to 10 sweatcoins by watching three ads per day at 500-step intervals.
If walking is already a part of your routine, the Sweatcoin app is a must-have for your mobile device, allowing you to earn rewards while staying active.
8. MyPoints
Eligible countries: United States, and Canada
It’s a fantastic rewards program similar to Swagbucks that pays you for completing surveys, shopping online, watching videos, reading paid emails, and searching the web. Additionally, you can earn up to 2200 points for each survey you complete!
Once you’ve collected 3,970 points, you can redeem them for $25 in PayPal cash, gift cards, or even travel miles.
New members can get a $5 gift card for Amazon or Visa when they sign up and confirm their email. Unfortunately, only US and Canadian residents can use MyPoints.
9. Foap
Eligible countries: Several countries
Foap is a crowdsourcing app that offers the opportunity for anyone to sell their photos and earn extra money.
To get started, simply install the app and begin uploading your best-taken photos with relevant tags to increase their discoverability among the Foap audience.
Your photos can be sold for prices ranging from $5 to $100, and your chances of success increase as your photos receive higher ratings from the Foap community.
In addition to selling photos, you can also participate in missions where brands make specific requests for images, providing an opportunity to earn money. These tasks are competitive, and only a few members will receive the advertised rewards.
Overall, Foap is an excellent app for individuals seeking to monetize their stunning photography skills.
10. Gigwalk
Eligible countries: Worldwide
Did you know that Gigwalk is an awesome way to earn some extra cash while exploring your local area?
It’s true! You can complete simple tasks like taking photos of storefronts or verifying product placements in stores, all with just your smartphone. Best of all, you can make $3 to $100 for every job!
Gigwalk is available in the US, Canada, and certain European nations, so you can make money. And once you complete a gig, you’ll receive payment through PayPal.
So why not put your local knowledge to good use and earn some extra income on the go with Gigwalk?
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